News

New Mortgage Rules Coming January 1, 2018

On January 1, 2018, the federal government will implement a “stress test” that will require homebuyers to qualify for a mortgage at the greater of the Bank of Canada’s conventional five-year fixed mortgage rate (which is currently 4.99 percent, up 0.35 percent from this time last year) or 200 basis points above the homebuyer’s contract …

Posted in Real Estate

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